Under the guidelines of the Guide to the Child Dental Benefits Schedule, or CDBS, children may be eligible for dental treatment up to $1,052 over two years.
The answer is yes! At Northland Dental Clinic, we want you to be able to afford your necessary dental work, and sometimes accessing your superannuation funds is the only way to do that.
You can access your super savings without incident if you are already retired. However, if you are still working but don’t qualify for dental treatment in the public health system and can’t afford your dental expenses, you may be able to gain early access to your funds. Here’s how.
Who Is Eligible for Release of Super Funds?
If you would like to be considered for early release of your super, you must require dental treatment to alleviate either chronic pain, mental illness or a life-threatening illness or injury. If this applies to you, we can help by providing proof of your condition and verifying that you don’t have sufficient health insurance.
Keep in mind that the intent of your super savings is to pay for living expenses once you retire, so it’s essential that you talk to your superannuation fund to understand the implications of applying for early release. In addition, you may have to pay an early withdrawal penalty if you haven’t yet reached preservation age, typically between the ages of 55 and 60.
Do You Have Questions About Superannuation Funds?
If so, the dental team at Northland Dental Clinic wants to help. We can assist you in navigating your super to ensure you receive the dental treatment you need and deserve.
When you go to the dentist, you might feel anxious about your dental treatment, so the last thing you should worry about is how you will pay for your services. Fortunately, Northland Dental Clinic offers you and your family a wide range of payment options.
What Dental Payment Options Are Available in Preston, VIC?
For your convenience, we offer the following payment options in our dental clinic:
Preferred Provider for Health Insurance – Northland Dental Clinic is a preferred provider for HCF, Medibank and BUPA.
Gap-Free CDBS – Under the Guide to the Child Dental Benefits Schedule guidelines, or CDBS, children may be eligible for dental treatment up to $1,052 over two years.
TLC Payment Plans – This Total Lifestyle Credit payment plan can offer you a loan of up to $50,000 to cover dental expenses.
SuperCare – With SuperCare, you can apply for help in obtaining early access to your super funds if you have qualifying dental issues.
Humm and Afterpay – These payment options allow you to receive your dental treatment now but pay later.
HICAPS – In our dental clinic, you can file your claim immediately using your Health Fund card.
Cash and credit cards – We gladly accept cash and credit card payments for dental services.
Do You Need Help with Payment Options?
If you want more information about the payment options available at Northland Dental Clinic, we are here to help. Call us on (03) 9478 1036, and our friendly dental team can help.
We are conveniently located in the Shop E-x09/2-50, Murray Road Northland Shopping Centre in Preston, VIC 3072. With extended clinic hours, our dentists are ready to make your visit as relaxed and easy as possible, and we are a preferred provider for BUPA, Medibank and HCF. This can help you receive the maximum rebate for your dental services.